Provides information for teens about earning and managing money, spending and using credit wisely, and avoiding fraud. Includes index, resource information, and a list of online money management tools.

Table of Contents

• Preface
• Part One: Earning Money
• Chapter 1—Facts About The Money In Your Wallet
• Chapter 2—Do You Get An Allowance?
• Chapter 3—Jobs For Teens
• Chapter 4—Finding A Summer Job Or Internship
• Chapter 5—Want To Be Your Own Boss?
• Chapter 6—Tax Information For Students
• Part Two: Managing Your Money
• Chapter 7—Making Your Money Grow
• Chapter 8—Preparing A Budget
• Chapter 9—Banking Basics
• Chapter 10—Electronic Banking
• Chapter 11—Avoiding Costly Banking Mistakes
• Chapter 12—Managing Your Savings Account
• Chapter 13—What You Should Know About Checking Accounts
• Chapter 14—Insurance: Protecting Your Assets
• Chapter 15—Another Good Use Of Your Money: Helping Others
• Part Three: Being A Savvy Consumer
• Chapter 16—Shopping And Impulse Buying
• Chapter 17—It's On Sale, But Is It A Good Deal?
• Chapter 18—Online Shopping: A Guide For E-Consumers
• Chapter 19—Payment Options For Purchases
• Chapter 20—Facts For Consumers: How To Right A Wrong
• Chapter 21—What You Should Know About Warranties And Service Contracts
• Chapter 22—Shopping For A Cell Phone Plan
• Chapter 23—Buying A Computer
• Chapter 24—Buying Jewelry
• Chapter 25—Buying Your First Car
• Chapter 26—CD, Book, And Video Buying Clubs
• Part Four: Using Credit And Credit Cards
• Chapter 27—What You Need To Know About Credit
• Chapter 28—Borrowing Basics
• Chapter 29—Choosing A Credit Card
• Chapter 30—Other Plastic: Debit Cards, Prepaid Cards, Gift Cards, And More
• Chapter 31—Installment Loans
• Chapter 32—Car Loans
• Chapter 33—Education Loans
• Part Five: Avoiding Financial Pitfalls
• Chapter 34—Avoid Out-Of-Control Debt
• Chapter 35—Watch Out For Predatory Lending Practices
• Chapter 36—If Your Credit, ATM, Or Debit Cards Are Lost Or Stolen
• Chapter 37—Identity Theft And Identity Fraud
• Chapter 38—Con Artists Want Your Money: Avoid These Scams And Schemes
• Chapter 39—Avoid Modeling Scams
• Chapter 40—Travel Fraud: Avoiding A Spring Break Bust
• Chapter 41—Gambling: Don't Bet On Winning
• Part Six: If You Need More Information
• Chapter 42—Online Money Management Tools
• Chapter 43—Resources For Financial Information