Savings and Investment Information for Teens, Fourth Edition provides updated information to help young adults learn how to develop the habit of saving money and investing for the future.

Table of Contents

• Preface
• Part 1 | Financial Fundamentals
• Chapter 1—The History of Money
• Chapter 2—The American Experience with Money
• Chapter 3—The Federal Reserve System and How It Affects You
• Chapter 4—Measuring the Economy: Gross Domestic Product and National Income and Product Accounts
• Chapter 5—Consumer Price Index
• Chapter 6—Tax Information for Students
• Part 2 | Money Management
• Chapter 7—Building Blocks of Financial Capability
• Chapter 8—Financial Goals
• Chapter 9—The Five Principles of Money
• Chapter 10—Essential Money Management
• Chapter 11—How Can Parents Help Teens Manage Money?
• Chapter 12—Common Mistakes with Money
• Chapter 13—Preparing a Budget
• Chapter 14—Understanding Your Credit
• Chapter 15—Using Credit Wisely
• Chapter 16—Choosing and Managing a Credit Card
• Part 3 | Keys to Wealth Development
• Chapter 17—Roadmap to Saving and Investing
• Chapter 18—Differences between Savings and Investing
• Chapter 19—Importance of Savings
• Chapter 20—Small Savings Add Up to Big Money
• Chapter 21—Pros and Cons of Different Savings Options
• Chapter 22—Banking Basics
• Chapter 23—Choosing and Using the Right Bank Account
• Chapter 24—Understanding Bank Services
• Chapter 25—Understanding the Importance of Investment
• Chapter 26—Things to Consider before You Make Investing Decisions
• Chapter 27—Advice for Investing Wisely
• Chapter 28—Defining Asset Allocation, Diversification, and Rebalancing
• Chapter 29—Understanding Securities Analyst Recommendations
• Chapter 30—Risk Tolerance
• Chapter 31—A Beginner's Guide to Financial Statements
• Chapter 32—Working with Financial Professionals
• Chapter 33—How to Avoid the Most Common Investment Scams
• Chapter 34—Beware of Online Perils and Internet Fraud
• Part 4 | Investment Products
• Chapter 35—Types of Investment Companies
• Chapter 36—Stocks
• Chapter 37—Day Trading
• Chapter 38—What Are Direct Investment Plans?
• Chapter 39—What Is a Hedge Fund?
• Chapter 40—Bonds
• Chapter 41—Municipal and Corporate Bonds
• Chapter 42—Mutual Funds and Exchange-Traded Funds
• Chapter 43—Annuities
• Chapter 44—Periodic Payment Plans
• Chapter 45—Certificates of Deposit
• Chapter 46—Commodities
• Chapter 47—Real Estate Investment Trusts
• Chapter 48—International Investing
• Chapter 49—Cryptocurrency
• Part 5 | Financial Technology and Security Concerns
• Chapter 50—What Is Financial Technology?
• Chapter 51—Mobile Apps for Financial Management
• Chapter 52—Phishing
• Chapter 53—Mobile Payments and Banking
• Chapter 54—Identity Theft and Identity Fraud
• Part 6 | If You Need More Information
• Chapter 55—Directory of Savings and Investment Organizations