Handbook of Blockchain, Digital Finance, and Inclusion: ChinaTech, Mobile Security, and Distributed Ledger
Handbook of Blockchain, Digital Finance, and Inclusion: ChinaTech, Mobile Security, and Distributed Ledger
Editor/Author
Chuen, David LEE Kuo and Deng, Robert
Publication Year: 2017
Publisher: Elsevier Science & Technology
Single-User Purchase Price:
$150.00

Unlimited-User Purchase Price:
$225.00
ISBN: 978-0-12-812299-0
Category: Business, Finance & Economics - Business
Image Count:
117
Book Status: Available
Table of Contents
Handbook of Blockchain, Digital Finance, and Inclusion: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance.
Table of Contents
- Dedication
- List of Contributors
- Preface
- Background
- Purpose
- Themes
- Acknowledgment by David LEE Kuo Chuen
- Acknowledgment by Robert Deng
- Chapter 1: The Game of Dian Fu: The Rise of Chinese Finance
- Abstract
- Acknowledgments
- 1.1. Introduction: What Is Dianfu 颠覆?
- 1.2. Dian Fu One: Dian Fu in the Equity Market
- 1.3. Dian Fu Two: Dian Fu in China's Peer-to-Peer Lending
- 1.4. Dian Fu Three: Dian Fu in Crowdfunding
- 1.5. Dian Fu Four: Dian Fu in the People's Currency
- 1.6. Dian Fu Five: Dian Fu in Banking
- 1.7. Conclusion
- Appendix: Acquisitions of Alibaba
- References
- Chapter 2: Balancing Innovation and Risks in Digital Financial Inclusion—Experiences of Ant Financial Services Group
- Abstract
- 2.1. Introduction
- 2.2. Definition
- 2.3. Experiences of Ant Financial
- References
- Chapter 3: Regulating FinTech in China: From Permissive to Balanced
- Abstract
- 3.1. Introduction
- 3.2. The Evolution of Digital Financial Services in China
- 3.3. Regulation of Digital Financial Services in China
- 3.4. Conclusion
- Chapter 4: Big Data Technology: Application and Cases
- Abstract
- 4.1. Why Big Data Technology Matters?
- 4.2. How Big Data Technology Helps Improving Credit Performance
- 4.3. Brief Introduction of CreditEase: Better Technology, Better Finance
- 4.4. An Instance of Big Data Technology: CreditEase Financial Cloud
- 4.5. Cases and Application Scenarios for CreditEase Financial Cloud
- References
- Chapter 5: Trust Management in Mobile Platforms
- Abstract
- Acknowledgments
- 5.1. Introduction
- 5.2. Trust, Trust Modeling, and Trust Management
- 5.3. Trust Management in Mobile Platforms
- 5.4. Further Discussions
- 5.5. Conclusions
- References
- Chapter 6: Security Issues of In-Store Mobile Payment
- Abstract
- 6.1. Introduction
- 6.2. Background on In-Store Card Payment
- 6.3. In-Store Mobile Payment Network Models
- 6.4. Issues Related to Token Service Provider
- 6.5. Issues Related to Mobile Payment Service Provider / Token Requestor
- 6.6. On-Device Level Issues
- 6.7. Conclusion
- References
- Chapter 7: Blockchain – From Public to Private
- Abstract
- 7.1. Introduction
- 7.2. Terminology
- 7.3. Overview of the Bitcoin Blockchain
- 7.4. Characteristics of Blockchain
- 7.5. Types of Blockchains
- 7.6. Conclusion
- Appendix 1: The Six Layers of Blockchain
- Appendix 2: Notable Blockchain and Distributed Ledger Technologies
- References
- Chapter 8: Blockchain 101: An Introduction to the Future
- Abstract
- 8.1. Two Factors to Achieve Trust
- 8.2. What Problems Do Blockchains Solve?
- 8.3. What Problems Do Blockchains Create?
- 8.4. In Conclusion: The 9 Factors of Blockchain
- References
- Chapter 9: Betting Blockchain Will Change Everything – SEC and CFTC Regulation of Blockchain Technology
- Abstract
- 9.1. Introduction
- 9.2. The Paper Crisis and the National Market System
- 9.3. Blockchain Technologies
- 9.4. SEC Regulation of Blockchain Technology
- 9.5. BTC Trading Corp
- 9.6. CFTC Regulation of Blockchain Technology
- 9.7. Conclusions
- References
- Chapter 10: Global Financial Institutions 2.0
- Abstract
- 10.1. Blockchain
- 10.2. Global Financial Institutions
- 10.3. Frameworks and Antecedents of Change
- 10.4. Blockchain and Global Financial Institutions 2.0
- 10.5. Needs That Change Post-Global Financial Institutions Blockchain Adoption
- 10.6. The Innovation Ahead
- References
- Chapter 11: Open-Source Operational Risk: Should Public Blockchains Serve as Financial Market Infrastructures?
- Abstract
- 11.1. Financial Sector Hype
- 11.2. FMIs and Operational Risk
- 11.3. Open-Source Operational Risks of Public Blockchains
- 11.4. Reflections
- References
- Chapter 12: Blockchain Architectures for Electronic Exchange Reporting Requirements: EMIR, Dodd Frank, MiFID I/II, MiFIR, REMIT, Reg NMS and T2S
- Abstract
- Executive Summary
- 12.1. Introduction to Modern Electronic Exchanges and Networks
- 12.2. Evolution of Equity, Commodity, Currency and Derivatives Exchange Reporting and Transparency Regulations
- 12.3. The Role of Blockchain Technology in Electronic Exchanges
- 12.4. Blockchain Architecture for Order Record Keeping and Transaction Reporting
- 12.5. Conclusions
- References
- Chapter 13: Mobile Technology: The New Banking Model Connecting Lending to the Social Network
- Abstract
- 13.1. Technological Advances Making Cell Phones a Center of Financial Activity
- 13.2. Speed & Massive Data Create New Industries Overnight on Cell Phones: Alipay & Ant
- 13.3. Insurance Rapidly Changing, Too: Cellular Insurance Empires Being Created Overnight
- 13.4. Why Are Banks & Insurance Sitting Around? Because Regulators Forcing Them to
- 13.5. How Cell Phone Apps Are Taking Away Fees From Banks
- 13.6. Why Asia and Why Now? Asia Is a Tabula Rasa Where Young People Prefer Cell Phone Apps
- 13.7. Amazon, Alibaba, Alphabet, Apple Are the New Bank. These Platforms Threaten Banks
- 13.8. Payments Systems
- 13.9. Two Examples of This in the Emerging World are M Pesa and Its Asian Twin Bkash
- 13.10. The Jewel in the Crown for Financial Technology: SME Lending Through the Cell Phone
- 13.11. Why Is This a Private Equity Phenomenon? The US Jobs Act Is a Big Reason!
- 13.12. Big Data, Crowdfunding and the Small Enterprise (SME): The Magic Formula
- 13.13. Alibaba and Ant Financial's Cloud Business: The Future of Banking
- 13.14. Final Analysis: There Is no Such Thing as Private Information for Anyone
- Chapter 14: Financial Inclusion, Digital Currency, and Mobile Technology
- Abstract
- 14.1. Introduction
- 14.2. Financial Exclusion
- 14.3. Demand Side Factors of Financial Exclusion
- 14.4. Individual Factors of Financial Exclusion
- 14.5. Environmental Factors of Financial Exclusion
- 14.6. Supply Side Factors of Financial Exclusion
- 14.7. Financial Inclusion and Institutional Support
- 14.8. Legislation and Government Policy in Financial Inclusion
- 14.9. Financial Infrastructure and Financial Inclusion
- 14.10. Digital Currency and Financial Inclusion
- 14.11. Mobile Payments and Financial Inclusion
- 14.12. Global Experience and Opportunities
- 14.13. Challenges and Solutions
- 14.14. The Outlook
- 14.15. Conclusion
- References
- Chapter 15: Digital Financial Inclusion in South East Asia
- Abstract
- 15.1. Introduction
- 15.2. Definition and Review of Digital Financial Inclusion
- 15.3. Digital Financial Inclusion in South East Asia
- 15.4. Analysis and Discussion
- References
- Chapter 16: From the Ground Up: The Financial Inclusion Frontier
- Abstract
- 16.1. Introduction
- 16.2. Past: 1987–2011
- 16.3. Present: 2011–2016
- 16.4. Future: Beyond 2016
- Appendix: Myanmar and ASEAN
- References
- Chapter 17: Indonesian Microfinance Institutions (MFI) Move to Technology – TBOP's Prodigy Experience
- Abstract
- 17.1. Introduction
- 17.2. TBOP and Its Prodigy Experience
- 17.3. Applying FinTech Development in MFI Market
- References
- Chapter 18: FinTech: Harnessing Innovation for Financial Inclusion
- Abstract
- 18.1. Introduction
- 18.2. Financial Innovation and Sustainable Development
- 18.3. The Emergence of FinTech
- 18.4. FinTech and Financial Inclusion
- 18.5. Concluding Remarks
- References
- Chapter 19: Inclusive Growth as Democratizing Productivity
- Abstract
- 19.1. The Basic Ideas
- 19.2. Inter-Dependency Between Productivity and Inclusion/Exclusion
- 19.3. Inclusive Growth as Democratizing Productivity
- Chapter 20: Autonomous Finance
- Abstract
- 20.1. Trust, Accountability and… Autonomy?
- 20.2. Autonomous Organizations
- 20.3. DGD
- 20.4. More Than a Promise
- 20.5. Can't Touch This
- 20.6. Self-imposed, Unbreakable Vow
- 20.7. How The “DAO” Became a Four-Letter Word
- 20.8. The DAO Attack
- 20.9. Are We Ready for This?
- 20.10. A Postmortem
- 20.11. Distributed Autonomous Finance Use Cases
- Chapter 21: Inclusion or Exclusion? Trends in Robo-advisory for Financial Investment Services
- Abstract
- 21.1. Introduction
- 21.2. Robo-advisors
- 21.3. Discussion: What Is the Future of Robo-advisors?
- 21.4. Conclusion: Inclusion or Exclusion?
- References
- Chapter 22: How 3D Printing Will Change the Future of Borrowing Lending and Spending?
- Abstract
- 22.1. History of 3D Printing
- 22.2. The 3d Printing Landscape
- 22.3. The Future of Spending by Consumers, Businesses and Governments?
- 22.4. The Future of Borrowing and the Risks of Lending