Handbook of Blockchain, Digital Finance, and Inclusion: ChinaTech, Mobile Security, and Distributed Ledger

Editor/Author Chuen, David LEE Kuo and Deng, Robert
Publication Year: 2017
Publisher: Elsevier Science & Technology

ISBN: 978-0-12-812299-0
Category: Business, Finance & Economics - Business
Image Count: 117
Book Status: Pending
Predicted Release Month: March 2019
Table of Contents

Handbook of Blockchain, Digital Finance, and Inclusion: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance.

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Table of Contents

  • Dedication
  • List of Contributors
  • Preface
  • Background
  • Purpose
  • Themes
  • Acknowledgment by David LEE Kuo Chuen
  • Acknowledgment by Robert Deng
  • Chapter 1: The Game of Dian Fu: The Rise of Chinese Finance
  • Abstract
  • Acknowledgments
  • 1.1. Introduction: What Is Dianfu 颠覆?
  • 1.2. Dian Fu One: Dian Fu in the Equity Market
  • 1.3. Dian Fu Two: Dian Fu in China's Peer-to-Peer Lending
  • 1.4. Dian Fu Three: Dian Fu in Crowdfunding
  • 1.5. Dian Fu Four: Dian Fu in the People's Currency
  • 1.6. Dian Fu Five: Dian Fu in Banking
  • 1.7. Conclusion
  • Appendix: Acquisitions of Alibaba
  • References
  • Chapter 2: Balancing Innovation and Risks in Digital Financial Inclusion—Experiences of Ant Financial Services Group
  • Abstract
  • 2.1. Introduction
  • 2.2. Definition
  • 2.3. Experiences of Ant Financial
  • References
  • Chapter 3: Regulating FinTech in China: From Permissive to Balanced
  • Abstract
  • 3.1. Introduction
  • 3.2. The Evolution of Digital Financial Services in China
  • 3.3. Regulation of Digital Financial Services in China
  • 3.4. Conclusion
  • Chapter 4: Big Data Technology: Application and Cases
  • Abstract
  • 4.1. Why Big Data Technology Matters?
  • 4.2. How Big Data Technology Helps Improving Credit Performance
  • 4.3. Brief Introduction of CreditEase: Better Technology, Better Finance
  • 4.4. An Instance of Big Data Technology: CreditEase Financial Cloud
  • 4.5. Cases and Application Scenarios for CreditEase Financial Cloud
  • References
  • Chapter 5: Trust Management in Mobile Platforms
  • Abstract
  • Acknowledgments
  • 5.1. Introduction
  • 5.2. Trust, Trust Modeling, and Trust Management
  • 5.3. Trust Management in Mobile Platforms
  • 5.4. Further Discussions
  • 5.5. Conclusions
  • References
  • Chapter 6: Security Issues of In-Store Mobile Payment
  • Abstract
  • 6.1. Introduction
  • 6.2. Background on In-Store Card Payment
  • 6.3. In-Store Mobile Payment Network Models
  • 6.4. Issues Related to Token Service Provider
  • 6.5. Issues Related to Mobile Payment Service Provider / Token Requestor
  • 6.6. On-Device Level Issues
  • 6.7. Conclusion
  • References
  • Chapter 7: Blockchain – From Public to Private
  • Abstract
  • 7.1. Introduction
  • 7.2. Terminology
  • 7.3. Overview of the Bitcoin Blockchain
  • 7.4. Characteristics of Blockchain
  • 7.5. Types of Blockchains
  • 7.6. Conclusion
  • Appendix 1: The Six Layers of Blockchain
  • Appendix 2: Notable Blockchain and Distributed Ledger Technologies
  • References
  • Chapter 8: Blockchain 101: An Introduction to the Future
  • Abstract
  • 8.1. Two Factors to Achieve Trust
  • 8.2. What Problems Do Blockchains Solve?
  • 8.3. What Problems Do Blockchains Create?
  • 8.4. In Conclusion: The 9 Factors of Blockchain
  • References
  • Chapter 9: Betting Blockchain Will Change Everything – SEC and CFTC Regulation of Blockchain Technology
  • Abstract
  • 9.1. Introduction
  • 9.2. The Paper Crisis and the National Market System
  • 9.3. Blockchain Technologies
  • 9.4. SEC Regulation of Blockchain Technology
  • 9.5. BTC Trading Corp
  • 9.6. CFTC Regulation of Blockchain Technology
  • 9.7. Conclusions
  • References
  • Chapter 10: Global Financial Institutions 2.0
  • Abstract
  • 10.1. Blockchain
  • 10.2. Global Financial Institutions
  • 10.3. Frameworks and Antecedents of Change
  • 10.4. Blockchain and Global Financial Institutions 2.0
  • 10.5. Needs That Change Post-Global Financial Institutions Blockchain Adoption
  • 10.6. The Innovation Ahead
  • References
  • Chapter 11: Open-Source Operational Risk: Should Public Blockchains Serve as Financial Market Infrastructures?
  • Abstract
  • 11.1. Financial Sector Hype
  • 11.2. FMIs and Operational Risk
  • 11.3. Open-Source Operational Risks of Public Blockchains
  • 11.4. Reflections
  • References
  • Chapter 12: Blockchain Architectures for Electronic Exchange Reporting Requirements: EMIR, Dodd Frank, MiFID I/II, MiFIR, REMIT, Reg NMS and T2S
  • Abstract
  • Executive Summary
  • 12.1. Introduction to Modern Electronic Exchanges and Networks
  • 12.2. Evolution of Equity, Commodity, Currency and Derivatives Exchange Reporting and Transparency Regulations
  • 12.3. The Role of Blockchain Technology in Electronic Exchanges
  • 12.4. Blockchain Architecture for Order Record Keeping and Transaction Reporting
  • 12.5. Conclusions
  • References
  • Chapter 13: Mobile Technology: The New Banking Model Connecting Lending to the Social Network
  • Abstract
  • 13.1. Technological Advances Making Cell Phones a Center of Financial Activity
  • 13.2. Speed & Massive Data Create New Industries Overnight on Cell Phones: Alipay & Ant
  • 13.3. Insurance Rapidly Changing, Too: Cellular Insurance Empires Being Created Overnight
  • 13.4. Why Are Banks & Insurance Sitting Around? Because Regulators Forcing Them to
  • 13.5. How Cell Phone Apps Are Taking Away Fees From Banks
  • 13.6. Why Asia and Why Now? Asia Is a Tabula Rasa Where Young People Prefer Cell Phone Apps
  • 13.7. Amazon, Alibaba, Alphabet, Apple Are the New Bank. These Platforms Threaten Banks
  • 13.8. Payments Systems
  • 13.9. Two Examples of This in the Emerging World are M Pesa and Its Asian Twin Bkash
  • 13.10. The Jewel in the Crown for Financial Technology: SME Lending Through the Cell Phone
  • 13.11. Why Is This a Private Equity Phenomenon? The US Jobs Act Is a Big Reason!
  • 13.12. Big Data, Crowdfunding and the Small Enterprise (SME): The Magic Formula
  • 13.13. Alibaba and Ant Financial's Cloud Business: The Future of Banking
  • 13.14. Final Analysis: There Is no Such Thing as Private Information for Anyone
  • Chapter 14: Financial Inclusion, Digital Currency, and Mobile Technology
  • Abstract
  • 14.1. Introduction
  • 14.2. Financial Exclusion
  • 14.3. Demand Side Factors of Financial Exclusion
  • 14.4. Individual Factors of Financial Exclusion
  • 14.5. Environmental Factors of Financial Exclusion
  • 14.6. Supply Side Factors of Financial Exclusion
  • 14.7. Financial Inclusion and Institutional Support
  • 14.8. Legislation and Government Policy in Financial Inclusion
  • 14.9. Financial Infrastructure and Financial Inclusion
  • 14.10. Digital Currency and Financial Inclusion
  • 14.11. Mobile Payments and Financial Inclusion
  • 14.12. Global Experience and Opportunities
  • 14.13. Challenges and Solutions
  • 14.14. The Outlook
  • 14.15. Conclusion
  • References
  • Chapter 15: Digital Financial Inclusion in South East Asia
  • Abstract
  • 15.1. Introduction
  • 15.2. Definition and Review of Digital Financial Inclusion
  • 15.3. Digital Financial Inclusion in South East Asia
  • 15.4. Analysis and Discussion
  • References
  • Chapter 16: From the Ground Up: The Financial Inclusion Frontier
  • Abstract
  • 16.1. Introduction
  • 16.2. Past: 1987–2011
  • 16.3. Present: 2011–2016
  • 16.4. Future: Beyond 2016
  • Appendix: Myanmar and ASEAN
  • References
  • Chapter 17: Indonesian Microfinance Institutions (MFI) Move to Technology – TBOP's Prodigy Experience
  • Abstract
  • 17.1. Introduction
  • 17.2. TBOP and Its Prodigy Experience
  • 17.3. Applying FinTech Development in MFI Market
  • References
  • Chapter 18: FinTech: Harnessing Innovation for Financial Inclusion
  • Abstract
  • 18.1. Introduction
  • 18.2. Financial Innovation and Sustainable Development
  • 18.3. The Emergence of FinTech
  • 18.4. FinTech and Financial Inclusion
  • 18.5. Concluding Remarks
  • References
  • Chapter 19: Inclusive Growth as Democratizing Productivity
  • Abstract
  • 19.1. The Basic Ideas
  • 19.2. Inter-Dependency Between Productivity and Inclusion/Exclusion
  • 19.3. Inclusive Growth as Democratizing Productivity
  • Chapter 20: Autonomous Finance
  • Abstract
  • 20.1. Trust, Accountability and… Autonomy?
  • 20.2. Autonomous Organizations
  • 20.3. DGD
  • 20.4. More Than a Promise
  • 20.5. Can't Touch This
  • 20.6. Self-imposed, Unbreakable Vow
  • 20.7. How The “DAO” Became a Four-Letter Word
  • 20.8. The DAO Attack
  • 20.9. Are We Ready for This?
  • 20.10. A Postmortem
  • 20.11. Distributed Autonomous Finance Use Cases
  • Chapter 21: Inclusion or Exclusion? Trends in Robo-advisory for Financial Investment Services
  • Abstract
  • 21.1. Introduction
  • 21.2. Robo-advisors
  • 21.3. Discussion: What Is the Future of Robo-advisors?
  • 21.4. Conclusion: Inclusion or Exclusion?
  • References
  • Chapter 22: How 3D Printing Will Change the Future of Borrowing Lending and Spending?
  • Abstract
  • 22.1. History of 3D Printing
  • 22.2. The 3d Printing Landscape
  • 22.3. The Future of Spending by Consumers, Businesses and Governments?
  • 22.4. The Future of Borrowing and the Risks of Lending